As used in this application, the words “undersigned” and “owner(s)” refer to the undersigned owner(s) of the business (individually and
collectively). The words “you” and “your” refer to the business and the guarantors (individually and collectively). The words “us,” “we,”
and “our” refer to StartCap and its affiliates or partners. The representations you make in this application and the information and documents
(“supporting information”) provided to StartCap, its affilaite, or partners, are made with the purpose of obtaining credit for the business
and/or the individual. You acknowledge that we may rely on your representations to provide an offer. You certify that your statements are
true and correct in every detail and accurately represent your financial condition on the date given below. We are authorized to make all
inquiries we deem necessary to verify the accuracy of the information contained herein and determine your creditworthiness. We are further
authorized to answer any questions about our experience with you. By submitting this application, you consent to us obtaining and using
consumer credit reports in connection with this application to evaluate your creditworthiness. You understand and consent to the use of these
reports in decisions to deny your application or relay a funding offer. We may check credit and trade references in reviewing the above and
disclose information about our credit experience with you, as authorized by law. In addition to the information requested above, we may
request additional information from you. Neither the undersigned nor StartCap may commence, join, or be joined to any judicial action (as either an individual litigant or the member
of a class) that arises from the other party’s actions pursuant to this application and/or the agreement or that alleges that the other party has
breached any provision of, or any duty owed by reason of, this application and/or the agreement, until such party has notified the other party
of such alleged breach and afforded the other party a reasonable period after the giving of such notice to take corrective action.
Applicant understands that you are not obligated to accept any funding offer provided by us. A reasonable and proportional $295 application
fee is required as part of the application process to assist in covering any resources consumed in this process. This fee is waived if the
applicant is denied, or upon acceptance of an offer and successful completion of the funding process. However, if the applicant discontinues
communication or fails to respond to follow-up inquiries related to the application or funding process within 72 hours of our most recent
attempt to contact you regarding the funding process, the waiver will be voided and the fee will become immediately due. In the event a fee
becomes due, the applicant has 7 days to pay the balance. Each day after the 7-day grace period, the applicant will accrue a $10 late fee until
the balance is paid in full, not to exceed 90 days. This policy helps ensure a smooth and efficient experience for all clients.
StartCap is not a direct lender or broker. We operate as business consultants specializing in connecting start-ups and small businesses with
funding opportunities. Our role includes assessing your business needs, identifying suitable funding options through our network of trusted
lenders/investors, and guiding you through the application process. By leveraging our expertise, we aim to help you access the resources
needed to grow and sustain your business. Upon completion of the application and funding process, StartCap receives a success fee based on
the total amount of funding provided. This fee percentage varies and will be provided to you before acceptance of funding. We reserve the
right to report any unpaid balances to the credit reporting agencies.
Applicant understand that this is an application to receive a funding offer or offers. Offers can be in the form of business loans, business lines of
credit, business credit cards, personal loans, personal lines of credit, and/or personal credit cards. You acknowledge that you have read and
understand this application and supporting information, that you agree to the terms and conditions, and that you have received and understand
any disclosures that accompany this application. You further understand and agree that StartCap may change the terms of, or add new terms
to, the agreement governing this application at any time, subject to applicable law, without further notice to you.
By digitally signing this application below, applicant is accepting this digital signature as his or her genuine, authentic, and legally binding
hand written signature according to all federal and state laws.