SBA Loans in Biloxi, MS
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
SBA loans in Biloxi, MS provide the foundation for small business growth. StartCap’s competitive options and expert guidance make securing funding easy. Let us help fuel your success with flexible financing solutions.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Biloxi SBA Loans
StartCap helps businesses in Harrison County access the financial support they need to thrive. We offer flexible and customized solutions designed to meet the unique needs of your business, no matter your industry or goals.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Biloxi or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Biloxi, MS
In Biloxi and nearby cities, entrepreneurs can access financial solutions designed to facilitate growth. Tailored support is available to meet your unique needs and help you succeed. From D'Iberville to Moss Point and beyond, we're your credit line specialists.
SBA Loan FAQ's
Biloxi's coastal business environment, framed by Gulf Coast dynamics and Mississippi's economic diversity, offers intriguing opportunities for local start-ups seeking financial support. Small business owners exploring loan options find multiple pathways through specialized lending institutions targeting regional economic growth.
Federal Small Business Administration (SBA) loans provide critical funding mechanisms for founders looking to expand operations, purchase equipment, or refinance existing business debt. Regional lenders understand Mississippi's unique small business ecosystem and offer tailored financing solutions.
Here are a few local suggestions:- Hancock Whitney Bank at Main Street & Porter Avenue
- Gulf Coast Federal Credit Union at Cedar Lake Road & Highway 90
- First American Bank at Pass Road & Oak Street
- Mississippi Gulf Coast Bank at Cedar Lake Road & Highway 49
- Southern Mississippi Credit Union at Irish Hill Drive & Cedar Lake Road
- Gulf Coast Community Bank at Pass Road & Rodenberg Avenue
Interest rates for SBA loans in Biloxi, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Biloxi, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small business owners in MS seeking financial support can explore SBA loans targeting diverse industries along the Gulf Coast. Qualifying businesses in Biloxi typically include restaurants, retail shops, service providers like plumbing and electrical contractors, and hospitality establishments near coastal regions.
Harrison County enterprises ranging from marine supply companies to local construction firms often meet SBA lending criteria. Businesses demonstrating strong financial planning, operational history, and economic potential near Keesler Air Force Base frequently receive favorable loan considerations from lending institutions.
