Boone Small Business Administration

SBA Loans in Boone, NC

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

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No Impact on Credit!
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Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
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A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

SBA loans in Boone, NC from StartCap are a smart choice for small businesses. Flexible terms and dedicated support ensure your funding needs are met. Propel your business forward with our trusted solutions.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

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Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

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Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're North Carolina's Small Business Launchpad

We're More Than Boone SBA Loans

StartCap offers businesses in Watauga County customized financial solutions to help them achieve their growth goals. Whether you need support for expansion, innovation, or managing cash flow, we provide the resources to make it happen.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Boone or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Watauga County

Find SBA Loans Near Boone, NC

For entrepreneurs in Boone and surrounding areas, financial solutions are available to help you grow. Our customized support is designed to meet your unique business needs and objectives. From Lenoir to Marion and beyond, we're your credit line specialists.

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SBA Loan FAQ's

  Are there any local lenders in Boone that can help with SBA loans?

Tucked in the Blue Ridge Mountains, Boone, NC offers a dynamic business ecosystem where founders seek supportive financial resources. Small business owners exploring SBA loan opportunities find a competitive yet collaborative environment near Appalachian State University's innovation hub.

Here are a few local suggestions:
  • First Citizens Bank at King Street & Blowing Rock Road
  • Appalachian Community Federal Credit Union at Highway 105 & Research Drive
  • Wells Fargo at Queen Street & Depot Street
  • Watauga County Bank at King Street & North Depot Street
  • Bank of America at King Street & Blowing Rock Road

Local entrepreneurs investigating SBA loan programs like 7(a), 504, and microloans will discover multiple financing strategies. StartCap provides comprehensive guidance for businesses seeking working capital, equipment purchases, real estate investments, and expansion funding across North Carolina's mountain region.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in Boone, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Boone, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

Small business owners in Boone, NC find SBA loans accessible across multiple sectors. Retail shops, restaurants, professional services, and tourism-related businesses near Appalachian State University frequently qualify for these financial resources. Local establishments serving the High Country region often meet SBA lending criteria.

Service-based enterprises like construction firms, plumbing companies, HVAC contractors, and electrical businesses frequently secure SBA loan approvals in Watauga County. Founders launching hospitality ventures, outdoor recreation businesses, and technology startups can leverage these funding opportunities to support their economic growth strategies.

Elevate Yourself

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