Cayce Equipment Financing

Business Equipment Loans in Cayce, SC

Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit  

Get Pre-Approved  
No Impact on Credit!
Matt Cutsall
Written by:
Matt Cutsall
Credit Specialist
Edited by:
Matt Labowski
Lead Editor
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Build an Empire, Fleet, or Army of Robots

You Have The Skills, Now Get The Tools

Our equipment loans in Cayce, SC, make business expansion simple and achievable. From plows to pizza ovens, we provide the support you need to thrive in your industry.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Huge Loan Amounts

Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.

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Flexible Repayment Terms

Select repayment plans that fit your business's budget, with terms designed for long-term success.

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Fast Application Process

Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.

We Have a Plethora of Options in South Carolina

Not Just Cayce Equipment Loans

With StartCap’s diverse loan options, including lines of credit and secured loans, we make it easy for businesses to access the funds they need. Whatever your goals, we can help you achieve them.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Cayce or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Lexington County

Find Business Equipment Loans
Near Cayce, SC

Whether you're in Cayce or one of the nearby cities, we’re here to support your business. Our equipment loans help you get the tools you need to grow and succeed. From West Columbia to Lugoff and beyond, we've got you covered.

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Equipment Loan FAQ's

  Are there any local lenders in Cayce that offer equipment loans?

Cayce, South Carolina, sits alongside the meandering Congaree River, offering local business owners a strategic location for growth. Securing essential equipment financing requires careful research and understanding of available regional lending resources for small to medium enterprises.

Here are a few local suggestions:
  • First Citizens Bank at Hwy 1 & State Street
  • BlueCross BlueShield Credit Union at Barnwell Road & River Drive
  • South State Bank at North Lake Drive & Pine Grove Avenue
  • Lexington County State Bank at Sunset Boulevard & Main Street

Small business founders in SC often seek equipment loans to modernize operations and expand capabilities. StartCap provides flexible financing solutions that complement traditional bank lending, helping new business owners bridge financial gaps with tailored equipment acquisition strategies.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for equipment loans in Cayce, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Cayce, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.

Equipment financing in SC offers versatile solutions for business owners across Lexington County. Local founders can secure loans for essential machinery ranging from restaurant kitchen equipment to agricultural tractors and construction vehicles through various lending platforms.

Small businesses near the Congaree River may access financing for specialized tools, including medical diagnostic devices, manufacturing machinery, technology infrastructure, and transportation vehicles. Reliable lenders evaluate each equipment request based on business credit, potential revenue, and equipment value for Cayce and surrounding South Carolina communities.

Elevate Yourself

Get Pre-Approved