Cleveland Equipment Financing

Business Equipment Loans in Cleveland, TN

Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit  

Get Pre-Approved  
No Impact on Credit!
Matt Cutsall
Written by:
Matt Cutsall
Credit Specialist
Edited by:
Matt Labowski
Lead Editor
Excavator Image
Build an Empire, Fleet, or Army of Robots

You Have The Skills, Now Get The Tools

In Cleveland, TN, we offer equipment loans that help you conquer your business challenges. Whether it’s heavy machinery or specialized tools, you’ll have everything you need to take your business to new galaxies.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
Money Bag Icon

Huge Loan Amounts

Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.

Timer Icon

Flexible Repayment Terms

Select repayment plans that fit your business's budget, with terms designed for long-term success.

Clock Icon

Fast Application Process

Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.

We Have a Plethora of Options in Tennessee

Not Just Cleveland Equipment Loans

Our loan offerings go beyond traditional options. From lines of credit to secured loans, we provide the financial resources your business needs to grow, no matter your industry or stage of development.

Kitchen Equipment Image

From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

Callout Image
Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Cleveland or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Bradley County

Find Business Equipment Loans
Near Cleveland, TN

From Cleveland to nearby cities, we provide equipment loans to businesses looking to grow. Whether you need new equipment or an upgrade, we have the financing solutions you need. From Collegedale to Fort Oglethorpe and beyond, we've got you covered.

Map Image

Equipment Loan FAQ's

  Are there any local lenders in Cleveland that offer equipment loans?

Cleveland, TN, situated in Bradley County, offers a dynamic environment for businesses seeking equipment financing. Local new business owners often explore funding options across the southeastern Tennessee region to support their operational growth and infrastructure investments.

Here are a few local suggestions:
  • First Tennessee Bank at Keith Street & Paul Huff Parkway
  • Cleveland State Community College Credit Union at Ocoee Street
  • Tennessee Valley Federal Credit Union at APD 40
  • United Community Bank at North Ocoee Street
  • Hamilton Bank at Spring Place Road
  • Branch Banking and Trust Company at Paul Huff Parkway

StartCap provides equipment financing solutions that complement local lending resources. Business founders in Cleveland can leverage multiple funding channels, exploring options that align with their specific equipment acquisition and growth strategies.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for equipment loans in Cleveland, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Cleveland, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.

Equipment financing in Tennessee offers diverse opportunities for local business owners seeking to upgrade their operational capabilities. From agricultural machinery near Signal Mountain to restaurant kitchen equipment in downtown Cleveland, equipment loans cover a wide range of industrial and commercial needs across Bradley County.

Construction companies, manufacturing firms, medical practices, and technology startups can secure financing for specialized machinery, vehicles, computer systems, and precision tools. Local lenders understand regional economic dynamics and provide tailored solutions for new business owners looking to invest strategically in essential equipment acquisitions.

Elevate Yourself

Get Pre-Approved