Great Rates, Less Requirements & Smaller Down Payments
Small business success starts with SBA loans in Kingsville, TX from StartCap. Our competitive rates and tailored guidance make funding your goals seamless. Build your business with confidence and support.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Kingsville SBA Loans
StartCap is proud to help businesses in Kleberg County succeed by offering flexible financing solutions designed to meet your unique needs. Our team is committed to providing the capital and support your business deserves.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Kingsville or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Kingsville, TX
For entrepreneurs in Kingsville and its surrounding cities, personalized financial support is available to meet your needs. Flexible solutions help take your venture to the next level. From Alice to Raymondville and beyond, we're your credit line specialists.
SBA Loan FAQ's
Kingsville, TX sits amid a dynamic agricultural and ranching region, offering unique opportunities for business growth. Local founders seeking financial support for their ventures often explore Small Business Administration (SBA) loan options through regional financial institutions specializing in small business funding.
Here are a few local suggestions:- First Community Bank at Main Street & Richard Street
- Kingsville National Bank at University Boulevard & Armstrong Street
- Texas Regional Bank at Santa Gertrudis Avenue & 6th Street
- Nueces County Credit Union at Caesar Avenue & King Boulevard
- Corpus Christi Federal Credit Union at Highway 77 & County Road
- South Texas State Bank at Armstrong Street & King Street
SBA loans in Texas typically cover working capital, equipment purchases, real estate acquisition, and refinancing existing business debt. New business owners can explore 7(a) loans, 504 development loans, and microloans tailored to specific business needs in the Kingsville economic ecosystem.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Kingsville, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Kingsville, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small business owners in Kleberg County, TX find various opportunities with SBA loans targeting local enterprises. Service-based companies like plumbing contractors, HVAC technicians, and landscaping businesses near Kingsville Industrial Park frequently qualify for financial support from lending programs.
Agricultural suppliers, retail stores, construction firms, and food service establishments adjacent to Texas A&M University-Kingsville campus often meet SBA loan requirements. Local restaurants, automotive repair shops, and professional service providers in the King Ranch region can access these critical funding resources.