SBA Loans in Little Rock, AR
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
StartCap brings accessible SBA loans to Little Rock, AR, offering small businesses the tools needed to grow. Our flexible terms and tailored support make funding your vision easy. Take your business to new heights today.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Little Rock SBA Loans
StartCap’s financial solutions are designed to help businesses in Pulaski County overcome obstacles and thrive. With our personalized approach, we provide the capital and support that businesses need to grow, innovate, and succeed.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Little Rock or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Little Rock, AR
In Little Rock and nearby areas, entrepreneurs can access the financial resources they need to succeed. Our flexible solutions help facilitate growth and meet your unique business objectives. From North Little Rock to Beebe and beyond, we're your credit line specialists.
SBA Loan FAQ's
Little Rock, AR thrives as a dynamic business hub with diverse economic opportunities for local start-ups seeking financial support. Small business owners exploring SBA loan options will find multiple resources tailored to Arkansas's evolving commercial ecosystem.
Here are a few local suggestions:- First Arkansas Bank & Trust at Markham Street & Woodrow Street
- Bank of Little Rock at Main Street & Capitol Avenue
- Metropolitan National Bank at River Market Avenue & Broadway Street
- Simmons Bank at Third Street & Center Street
- Arvest Bank at Cantrell Road & Bowman Road
- Southern Bank at Chenal Parkway & Financial Centre Parkway
Founders investigating SBA loan possibilities will discover multiple financing programs supporting equipment purchases, working capital, real estate acquisitions, and business expansion strategies. Local lenders understand Arkansas's economic landscape and offer customized solutions matching regional business development requirements.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Little Rock, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Little Rock, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In Little Rock, AR, small business proprietors across diverse sectors qualify for SBA loans. Service-based enterprises like plumbing contractors, HVAC specialists, and electrical companies frequently access these financial resources. Pulaski County startups in retail, hospitality, and professional services often meet SBA lending criteria.
Local Arkansas businesses ranging from downtown restaurants to technology firms can secure funding through various SBA programs. Manufacturing facilities, construction companies, and healthcare-related ventures near the Arkansas River typically find supportive loan options. Eligibility depends on business size, operational history, and financial performance within the dynamic Little Rock economic environment.
