
Great Rates, Less Requirements & Smaller Down Payments
Small businesses in Martinez, CA can rely on StartCap for SBA loans that deliver results. Flexible terms and simplified processes ensure you get the funding you need without hassle. Start building your success story today.

Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Martinez SBA Loans
StartCap delivers financial support to businesses in Contra Costa County with options that help you grow and succeed. Our solutions are designed to be flexible and adaptable, helping you achieve your goals and tackle any challenges that arise.

From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Martinez or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Martinez, CA
For entrepreneurs in Martinez and surrounding regions, customized financial solutions are available to help businesses grow. Our support provides the right tools to help you reach your goals. From Benicia to Lafayette and beyond, we're your credit line specialists.

SBA Loan FAQ's
Martinez, CA, situated in Contra Costa County, offers a dynamic business ecosystem for founders seeking financial support through Small Business Administration (SBA) loans. The city's proximity to San Francisco and diverse economic landscape provides compelling opportunities for local start-ups exploring funding options.
Here are a few local suggestions:- Wells Fargo Bank at Main Street & Alhambra Avenue
- Bank of the West at Arnold Drive & Center Avenue
- US Bank at Marina Vista & Estudillo Street
- First Republic Bank at Pacheco Boulevard & Blum Street
- Chase Bank at Port Chicago Highway & Buckley Street
SBA loans in Martinez support various business needs, including working capital, equipment purchases, real estate acquisitions, and expansion projects. Local lenders understand the unique financial requirements of new business owners and offer tailored solutions to help them succeed in this competitive economic environment.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Martinez, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Martinez, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Martinez business owners in Contra Costa County, CA can access SBA loans for various commercial ventures. Small retailers, professional services, contractors like plumbers and HVAC technicians, and restaurant establishments near Port Chicago often qualify for federal funding support.
Local start-ups in sectors including manufacturing, technology consulting, and home service businesses near John Muir National Historic Site frequently meet SBA lending criteria. Hometown founders operating physical storefronts or service-based operations around downtown Martinez typically receive priority consideration for loan approvals.