SBA Loans in Mercedes, TX
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
Empowering small businesses through SBA loans in Mercedes, TX, StartCap delivers tailored solutions. With competitive rates and easy applications, we help your business soar. Let us fuel your growth journey today.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Mercedes SBA Loans
StartCap is dedicated to helping businesses in Hidalgo County reach their full potential. Our range of financial solutions is designed to provide the support and resources needed to achieve your business goals.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Mercedes or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Mercedes, TX
In Mercedes and surrounding areas, entrepreneurs are empowered to grow and succeed with customized financial solutions. Our flexible resources are designed to support your goals and drive success. From Progreso to San Benito and beyond, we're your credit line specialists.
SBA Loan FAQ's
Mercedes, TX sits in Hidalgo County, a region pulsing with agricultural and small business opportunities. Local business owners seeking financial support for expansion or startup costs might find SBA loans particularly attractive for funding equipment, real estate, or working capital investments.
Here are a few local suggestions:- First National Bank at Main Street & Business 83
- Mercedes State Bank at Mercedes Highway & Tom Landry Drive
- BBVA at Jackson Road & 4th Street
- Valley National Bank at US Highway 83 & Bryan Road
- Lone Star National Bank at 495 N Texas Boulevard
- International Bank of Commerce at 307 W Price Road
SBA loan programs like 7(a), 504, and microloans offer flexible financing for founders throughout the Rio Grande Valley. StartCap can provide additional guidance for local business owners seeking comprehensive loan support beyond traditional banking options.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Mercedes, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Mercedes, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small businesses in Mercedes, Hidalgo County, Texas seeking SBA loans range from agricultural support services to local retail establishments. Qualifying enterprises often include agricultural equipment suppliers, service-based contractors like plumbing and electrical firms, and professional service providers operating within the local economic framework.
Detailed SBA lending criteria target businesses meeting size standards and demonstrating financial stability in Lone Star State markets. Restaurants, repair shops, construction companies, and regional commercial enterprises frequently receive consideration for federal small business financing programs tailored to Mercedes's economic development strategies.
