SBA Loans in Orlando, FL
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
StartCap specializes in SBA loans in Orlando, FL, offering competitive options to help your small business thrive. With our guidance and financial expertise, you can focus on what matters—growing your business. Start today with StartCap.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Orlando SBA Loans
StartCap is proud to help businesses in Orange County succeed by offering flexible financing solutions designed to meet your unique needs. Our team is committed to providing the capital and support your business deserves.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Orlando or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Orlando, FL
For entrepreneurs in Orlando and beyond, financial solutions designed to facilitate growth are available. Tailored support helps you meet your goals and succeed in today’s competitive marketplace. From Fairview Shores to Union Park and beyond, we're your credit line specialists.
SBA Loan FAQ's
Orlando's dynamic business ecosystem thrives with innovative small business opportunities, drawing entrepreneurs seeking strategic financial support. The city's economic landscape, enriched by tourism and technology sectors, creates fertile ground for founders exploring SBA loan possibilities across Orange County, FL.
Here are a few local suggestions:- Wells Fargo at Colonial Drive & Mills Avenue
- SunTrust Bank at Lake Underhill & Semoran Boulevard
- Chase Bank at Orlando Avenue & Fairbanks Street
- First Florida Credit Union at Sand Lake Road & Turkey Lake Road
- Seacoast Bank at Curry Ford Road & Conway Road
- Community First Credit Union at University Boulevard & Rouse Road
SBA loans in Orlando range from equipment financing to working capital, supporting local start-ups through 7(a), 504, and microloans. Business owners can leverage these programs for real estate purchases, machinery acquisitions, and operational expenses, with local lenders providing tailored guidance for FL-based ventures.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Orlando, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Orlando, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small businesses in Orlando, FL seeking SBA loans span diverse sectors like hospitality, technology startups, service industries, and retail establishments. Professional services, contractors, and local restaurants near Orange County Convention Center frequently qualify for financing through Small Business Administration programs.
Qualifying businesses must meet specific criteria including operational status in Central Florida, proven revenue potential, and strong credit histories. Local plumbing companies, HVAC technicians, digital marketing agencies, and manufacturing firms around Lake Eola can access tailored loan options supporting business growth and expansion.
