
Waiting Could Cost You, Everything
Real estate investors in San Rafael, CA can rely on StartCap for hard money loans to finance their property projects. Whether you’re flipping houses or investing in commercial real estate, we offer flexible and fast funding to meet your needs.

Fast Approval Decisions
Get approved quickly, with minimal delays so you can seize opportunities without missing a beat.

Asset-Based Lending
Leverage your property as collateral to secure the funding you need, even without perfect credit.

Flexible Repayment Options
Choose a repayment plan that works best for your project, with terms that fit your needs.
More Than San Rafael Hard Money Loans
StartCap empowers entrepreneurs in Marin County with unsecured loans and business credit lines designed to fuel their ambitions. Our financing options help you scale your operations, hire employees, and make the investments that lead to business growth.

From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in San Rafael or nationwide.
Here's a truck load of stuff to get kicked off
Find Hard Money Loans Near
San Rafael, CA
For businesses in San Rafael and neighboring cities, StartCap provides hard money loans that are designed to meet your unique needs. Whether you’re starting a new project or scaling your business, our financing solutions offer the flexibility and speed you need to succeed. From San Anselmo to Novato and beyond, we're your real estate partner.

Hard Money FAQ's
San Rafael, situated in Marin County, CA, offers local business owners and property investors diverse options for hard money lending. Private lenders, real estate investment groups, and specialized financing firms in the Bay Area frequently provide short-term funding for residential and commercial property investments.
Local financing sources in San Rafael include private money lenders focusing on real estate opportunities. StartCap represents one potential resource, though founders should explore multiple lending partners. Different lenders may offer varying terms for fix-and-flip projects, land acquisition, construction financing, and investment property purchases in the region.
Interest rates for hard money loans in San Rafael typically range from 7.5% to 15%, but they can vary widely depending on several factors. These factors include the type of property being financed, the borrower's credit history, the size and duration of the loan, and the specific lender’s terms. Hard money loans are often used for short-term, asset-based financing, which is why the rates tend to be higher than traditional bank loans. Additionally, borrowers should be aware that fees, points, and other costs may be added to the overall loan, making the total cost of borrowing higher. Always compare terms from multiple lenders to ensure the best deal for your specific needs.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
San Rafael's diverse real estate market offers hard money loan opportunities across residential and commercial properties. From Marin County's hillside homes near Mount Tamalpais to downtown commercial spaces, investors find flexible financing solutions for quick property acquisitions and renovations.
Real estate types compatible with hard money loans include single-family residences, multi-unit apartment complexes, industrial warehouses, retail spaces, and undeveloped land. Investors targeting fix-and-flip projects or time-sensitive real estate investments frequently leverage these alternative lending options in the San Rafael market.