SBA Loans in Selma, CA
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
StartCap brings accessible SBA loans to Selma, CA, offering small businesses the tools needed to grow. Our flexible terms and tailored support make funding your vision easy. Take your business to new heights today.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Selma SBA Loans
StartCap delivers flexible financial solutions to businesses in Fresno County, providing the capital needed to fuel growth and overcome obstacles. Our goal is to support your business in achieving its potential and long-term success.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Selma or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Selma, CA
For entrepreneurs in Selma and neighboring cities, financial support is available to turn your ideas into reality. Our customized solutions provide the tools you need to grow. From Kingsburg to Orosi and beyond, we're your credit line specialists.
SBA Loan FAQ's
Selma, CA, situated in the heart of Fresno County, offers a dynamic environment for local business owners seeking financial support through Small Business Administration (SBA) loans. The agricultural-rich region presents unique opportunities for founders looking to establish or expand their enterprises with strategic funding solutions.
Here are a few local suggestions:- Bank of the Sierra at California Avenue & First Street
- Central Valley Community Bank at Mountain View Avenue & Selma Avenue
- Fresno Credit Union at Fifth Street & Thompson Avenue
- Golden 1 Credit Union at Floral Avenue & McCall Boulevard
SBA loans in Selma range from working capital financing to equipment purchasing and commercial real estate investments. Local start-ups can explore 7(a) loans, 504 development programs, and microloans tailored to specific business needs, with StartCap potentially offering additional guidance for navigating these financial resources.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Selma, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Selma, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small business proprietors in California's Central Valley, particularly around Selma, might qualify for SBA loans targeting specific industry segments. Agricultural support services, local retail establishments, professional service providers, and food-related businesses near Kingsburg often receive favorable loan considerations.
Qualifying businesses typically include contractors, landscaping companies, HVAC specialists, and regional manufacturing operations serving Fresno County. Restaurant owners, technology startups, and service-based enterprises operating within Selma's economic ecosystem may also access Small Business Administration financing programs.
