The Dalles Small Business Administration

SBA Loans in The Dalles, OR

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

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No Impact on Credit!
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Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
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A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

StartCap makes SBA loans in The Dalles, OR simple and effective for small businesses. We offer competitive terms and personalized assistance to help you thrive. Let us help you take the next step in your business journey.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

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Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

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Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're Oregon's Small Business Launchpad

We're More Than The Dalles SBA Loans

StartCap offers a range of financial solutions to businesses in Wasco County, helping them achieve their goals with flexible, customized options. Whether you’re expanding or optimizing, we provide the resources to support your success.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in The Dalles or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Wasco County

Find SBA Loans Near The Dalles, OR

For entrepreneurs in The Dalles and beyond, personalized financial support is available to help you succeed. Flexible solutions are designed to meet your unique business needs and drive growth. From Hood River to Madras and beyond, we're your credit line specialists.

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SBA Loan FAQ's

  Are there any local lenders in The Dalles that can help with SBA loans?

The Dalles, situated in Wasco County, OR, presents a dynamic business ecosystem where local founders seek strategic financial support. Small business owners exploring SBA loan opportunities find themselves navigating a complex funding landscape that requires careful research and local knowledge.

Here are a few local suggestions:
  • Columbia Bank at 3rd & Washington Street
  • US Bank at 2nd & Federal Street
  • Wells Fargo at 6th & Oak Avenue
  • Umpqua Bank at 4th & Court Street
  • OnPoint Community Credit Union at 5th & Webber Street

SBA loans in Oregon typically cover equipment purchases, working capital, commercial real estate, and business expansion needs. Local lenders understand regional economic nuances and can provide tailored financing solutions for new business owners seeking growth opportunities in The Dalles and surrounding Wasco County areas.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in The Dalles, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in The Dalles, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

In The Dalles, OR, small business owners seeking SBA loans span diverse industries including retail, agricultural services, technology firms, and local service providers like HVAC contractors and plumbing businesses. Wasco County's economic environment supports qualifying enterprises through strategic federal financing programs.

Restaurant establishments, professional service companies, construction firms, and manufacturing operations near Columbia River Gorge frequently meet SBA lending criteria. Local founders targeting specific business categories should consult regional lenders to understand precise qualification requirements for traditional and specialized loan products.

Elevate Yourself

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