Great Rates, Less Requirements & Smaller Down Payments
SBA loans in Union, KY are a reliable way to fund your small business goals. StartCap offers competitive rates and streamlined support, helping you achieve success without unnecessary delays. Secure the funding you need to take off.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Union SBA Loans
StartCap provides businesses in Boone County with flexible financial solutions to meet their needs. Whether you're expanding or optimizing, we offer the resources and support to help you achieve your business goals.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Union or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Union, KY
For entrepreneurs in Union and nearby cities, there are financial resources designed to help them grow. Our flexible solutions can meet your needs and help you achieve your goals more effectively. From Florence to Taylor Mill and beyond, we're your credit line specialists.
SBA Loan FAQ's
Union, KY sits amid rolling bluegrass terrain, attracting business innovators seeking strategic financial support. Small business founders in Boone County frequently explore SBA loan opportunities to fuel local economic growth and expansion strategies.
Here are a few local suggestions:- Fifth Third Bank at Main Street & Burlington Pike
- PNC Bank at Tanner's Gate & US Highway 42
- U.S. Bank at Union Centre Boulevard
- First Financial Bank at Meidinger Drive & US 42
- Citizens Bank at Highway 42 West
SBA loans in Kentucky offer diverse financing models for new business owners, including 7(a) loans for working capital, equipment purchases, and real estate acquisitions. Local lenders understand regional economic dynamics and can provide tailored guidance for startup and expansion funding needs.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Union, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Union, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
SBA loans in Union, Kentucky support diverse business types across Boone County's economic landscape. Local restaurants, retail shops, professional services, and construction companies often qualify for financial assistance through Small Business Administration programs.
Service-based businesses like plumbing contractors, HVAC technicians, electricians, and lawn care providers frequently seek SBA funding in the Northern Kentucky region. Manufacturing firms, tech startups, and professional consulting agencies also explore these critical lending opportunities.