SBA Loans in Yakima, WA
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
SBA loans in Yakima, WA from StartCap provide flexible solutions for small businesses. Our competitive rates and simple process ensure you have the resources to grow. Let us support your business every step of the way.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Yakima SBA Loans
At StartCap, we provide businesses in Yakima County with the tools and resources they need to grow and succeed. Our flexible financial solutions are designed to meet your needs, whatever challenges you may face.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Yakima or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Yakima, WA
In Yakima and surrounding areas, entrepreneurs are empowered to grow and succeed with customized financial solutions. Our flexible resources are designed to support your goals and drive success. From Terrace Heights to East Wenatchee and beyond, we're your credit line specialists.
SBA Loan FAQ's
Yakima's dynamic business environment offers numerous opportunities for local founders seeking SBA loan support. The agricultural-rich Washington region presents diverse financing options for new business owners looking to expand or establish their ventures in central Washington.
Here are a few local suggestions:- Columbia Bank at 1st Street & Yakima Avenue
- Cornerstone Bank at 40th Avenue & Summitview
- Banner Bank at Nob Hill Boulevard & West Street
- First Federal at Lincoln Avenue & Yakima Avenue
- Pacific Continental Bank at Tieton Drive & 72nd Street
- Yakima Valley Bank at Summitview & 40th Avenue
Local start-ups often utilize SBA 7(a), 504, and microloans for equipment purchasing, working capital, real estate acquisition, and business expansion. Founders should compare interest rates, terms, and specific lending criteria when exploring financial resources in the Yakima business ecosystem.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Yakima, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Yakima, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In Yakima County, WA, local business owners can access SBA loans across diverse sectors. Qualifying establishments include agricultural businesses, retail shops, restaurants, professional services, and light manufacturing enterprises in the fertile Yakima Valley region.
Service-based businesses like landscaping companies, HVAC contractors, plumbing services, and electrical firms frequently obtain SBA loan approvals. Small startups and established local enterprises near the Yakima River corridor often meet federal small business lending criteria with proper documentation.
