Des Moines Small Business Administration

SBA Loans in Des Moines, WA

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

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No Impact on Credit!
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Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
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A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

At StartCap, we make SBA loans in Des Moines, WA accessible for small businesses. Our simple process and tailored support ensure you have the resources to succeed. Build your business with a trusted partner today.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

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Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

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Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're Washington's Small Business Launchpad

We're More Than Des Moines SBA Loans

StartCap delivers flexible financial solutions to businesses in King County, providing the capital needed to fuel growth and overcome obstacles. Our goal is to support your business in achieving its potential and long-term success.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Des Moines or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

King County

Find SBA Loans Near Des Moines, WA

For those in Des Moines and nearby, entrepreneurs can count on flexible financial support to help scale and grow. Our customized solutions are designed to meet your business needs. From Normandy Park to Auburn and beyond, we're your credit line specialists.

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SBA Loan FAQ's

  Are there any local lenders in Des Moines that can help with SBA loans?

Des Moines, WA harbors a dynamic business environment with waterfront charm and growing small business opportunities. Founders seeking SBA loan support will find multiple financing strategies across King County's diverse economic landscape.

Here are a few local suggestions:
  • Wells Fargo Bank at Pacific Highway South & Kent-Des Moines Road
  • First Sound Bank at Northshore Parkway & 148th Avenue NE
  • Key Bank at Kent-Des Moines Road & Military Road South
  • Banner Bank at Pacific Highway South & South 216th Street
  • Washington Federal at Kent-Des Moines Road & Military Road

SBA loan programs like 7(a), 504, and microloans provide critical capital for purchasing equipment, refinancing debt, or securing commercial real estate. Local business owners in Des Moines benefit from specialized lending options tailored to regional economic dynamics.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in Des Moines, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Des Moines, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

Small business owners in Des Moines, Washington qualify for SBA loans across diverse sectors. Local retail establishments, service providers like plumbing contractors, HVAC technicians, and food service enterprises near King County frequently meet loan requirements through programs targeting economic development.

Manufacturing businesses, technology startups, professional consulting firms, and construction-related companies operating within Des Moines city limits potentially secure funding. The Small Business Administration supports qualifying local founders through 7(a) loans, microloans, and equipment financing options targeting sustainable regional economic growth.

Elevate Yourself

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