
Great Rates, Less Requirements & Smaller Down Payments
StartCap delivers reliable SBA loans in Kodiak, AK, tailored to small business needs. Our competitive terms and expert support simplify the funding process. Propel your business to new heights with us.

Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Kodiak SBA Loans
StartCap provides businesses in Kodiak Island County with the resources they need to succeed. Our tailored financial solutions are designed to help you grow, manage cash flow, and achieve your goals with ease and support.

From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Kodiak or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Kodiak, AK
Entrepreneurs in Kodiak and nearby locations can benefit from financial solutions that are crafted to help them thrive. Our flexible options provide the necessary support for growth. From Homer to College and beyond, we're your credit line specialists.

SBA Loan FAQ's
Kodiak, AK's maritime economy and fishing industry create a dynamic environment for local business financing. Small business owners seeking SBA loans find various options amid the island's economic landscape, where startup capital remains crucial for emerging enterprises.
Here are a few local suggestions:- First National Bank of Alaska at Mill Bay Road & Rezanof Drive
- Kodiak Island Credit Union at Center Avenue & Island Drive
- Wells Fargo Bank at Shelikof Avenue & Mission Road
- Alaska USA Federal Credit Union at Sargent Creek Road & Near Island Drive
SBA loan programs like 7(a), 504, and microloans provide strategic financing for equipment purchases, working capital, and commercial real estate investments. Local founders can explore multiple funding channels to support business growth in this unique Alaskan island community.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Kodiak, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Kodiak, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small businesses in Kodiak, AK can access SBA loans through various qualifying channels, including fishing-related enterprises, maritime services, tourism operators, and local service providers like marine mechanics and hospitality establishments along Alaska's stunning coastal region.
Qualifying businesses typically include commercial fishing outfits, seafood processing facilities, marine supply companies, outdoor recreation services, and agricultural ventures specific to Kodiak Island's economic ecosystem. Restaurant owners, retail shops, and professional service contractors may also meet SBA lending requirements.