Sterling Small Business Administration

SBA Loans in Sterling, AK

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

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No Impact on Credit!
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Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
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A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

StartCap delivers reliable SBA loans in Sterling, AK, tailored to small business needs. Our competitive terms and expert support simplify the funding process. Propel your business to new heights with us.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

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Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

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Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're Alaska's Small Business Launchpad

We're More Than Sterling SBA Loans

StartCap offers a range of financial solutions to businesses in Kenai Peninsula County, helping them achieve their goals with flexible, customized options. Whether you’re expanding or optimizing, we provide the resources to support your success.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Sterling or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Kenai Peninsula County

Find SBA Loans Near Sterling, AK

For those in Sterling and nearby, entrepreneurs can count on flexible financial support to help scale and grow. Our customized solutions are designed to meet your business needs. From Kenai to Bethel and beyond, we're your credit line specialists.

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SBA Loan FAQ's

  Are there any local lenders in Sterling that can help with SBA loans?

Sterling, AK sits within the Kenai Peninsula Borough, offering small business owners strategic opportunities for financial growth through specialized lending programs. Alaska's rural business environment presents unique financing challenges for local start-ups seeking capital to establish or expand their operations.

Here are a few local suggestions:
  • First National Bank Alaska at Main Street & Pioneer Avenue
  • Alaska USA Federal Credit Union at Sterling Highway & Funny River Road
  • Peninsula Federal Credit Union at Kalifornsky Beach Road & Mackey Lake Road
  • Wells Fargo Bank at Sterling Highway & Swiftwater Drive

SBA loans in Sterling provide flexible funding options for equipment purchases, working capital, real estate acquisition, and business expansion. Local founders can access 7(a) loans, 504 development loans, and microloans tailored to support diverse commercial ventures within Alaska's challenging economic landscape.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in Sterling, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Sterling, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

In Sterling, AK, small businesses across various sectors potentially qualify for SBA loan programs. Local enterprises like fishing-related operations, tourism services, construction contractors, and agricultural businesses near the Kenai Peninsula often meet federal small business administration lending criteria.

Service-based companies including plumbing, electrical contracting, HVAC installation, and retail establishments serving the Kenai Borough frequently obtain SBA financing. Founders must demonstrate solid business plans, creditworthiness, and economic contributions to the regional economic infrastructure.

Elevate Yourself

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