Lake Worth Small Business Administration

SBA Loans in Lake Worth, FL

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

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No Impact on Credit!
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Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
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A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

Secure your business’s future with SBA loans in Lake Worth, FL through StartCap. Our flexible terms and efficient process ensure your funding journey is smooth. Take the next step toward success with confidence.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

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Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

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Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're Florida's Small Business Launchpad

We're More Than Lake Worth SBA Loans

StartCap provides businesses in Palm Beach County with flexible financial solutions to meet their needs. Whether you're expanding or optimizing, we offer the resources and support to help you achieve your business goals.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Lake Worth or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Palm Beach County

Find SBA Loans Near Lake Worth, FL

For entrepreneurs in Lake Worth and surrounding regions, customized financial solutions are available to help businesses grow. Our support provides the right tools to help you reach your goals. From Lantana to Wellington and beyond, we're your credit line specialists.

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SBA Loan FAQ's

  Are there any local lenders in Lake Worth that can help with SBA loans?

Lake Worth's dynamic business ecosystem thrives along Florida's southeastern coastline, offering small business owners diverse financing options for growth. Local entrepreneurs seeking SBA loan support find multiple avenues through regional financial institutions tailored to Palm Beach County's economic landscape.

Here are a few local suggestions:
  • Wells Fargo at Lake Worth Road & Jog Road
  • Florida Community Bank at Forest Hill Boulevard & Australian Avenue
  • First National Bank of Palm Beach County at Lantana Road & Congress Avenue
  • Chase Bank at Lake Worth Beach & Lucerne Avenue
  • SunTrust Bank at 10th Avenue North & Dixie Highway
  • PNC Bank at Lake Worth Road & Military Trail

SBA loan programs like 7(a), 504, and microloans provide critical funding for equipment purchases, working capital, real estate acquisition, and startup costs. Local founders can explore these options with financial advisors who understand the unique challenges of establishing businesses in FL's competitive market.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in Lake Worth, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Lake Worth, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

In Lake Worth, Palm Beach County, FL, small business owners can access SBA loans through various local financial institutions. Qualifying enterprises include service-based companies like plumbing contractors, HVAC technicians, landscaping firms, and electrical service providers operating within the city's dynamic commercial environment.

Retail establishments, restaurants, professional services, and home-based businesses in Lake Worth may also secure SBA funding. Local start-ups in tourism, hospitality, marine services, and construction sectors frequently leverage these financial resources to support growth and expansion strategies specific to South Florida's economic landscape.

Elevate Yourself

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